Archive for the ‘Card’ Category
Student Credit Card Offers
Are you a student who’s about to enter college? If yes, you may be planning to get your own student credit card. Yes, many college students prefer to open a credit card account not just to have a credit card to use but to establish their personal credit history as well.
Citi® Forward(sm) Credit Card for College Students
-Make a purchase, stay under your credit line and pay on time 3 billing periods in a row and reduce your purchase APR
-5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
-100 points each billing period when you pay on time and stay under your credit line
-0% APR for 6 months on purchases and balance transfers.
Discover® Student
- No Credit Required
- No Annual Fee
- $0 Fraud Liability Guarantee
- Up to 5% Cashback Bonus
- Easy Online Account Management Tools
- Build Your Credit
Discover® Student Card - CLEAR
- No Credit Required
- No Annual Fee
- 0% Interest* on purchases for 6 months.
- Double rewards with more than 100 Cashback Bonus Partners*
- Easy Online Account Management Tools
- 5% to 20% cash back bonus at top retailers through our exclusive online shopping site
- Unlimited cash rewards, automatically.
Discover® Student Card - Tropical Beach
- No Credit Required
- Up to 5% cashback bonus
- Unlimited cash rewards, automatically
- 5% to 20% cashback bonus at top retailers through exclusive online shopping site
- NO annual fee
Discover® Open Road® Card for Students
- 5% Cashback Bonus on your 1st $100 in gas purchases each month automatically
- 0% introductory APR* on purchases and balance transfers for 6 months
- No annual Fee
- No Credit Required
- Build your credit history
Discover® Student Card - Monogram Collection
- No Credit Required
- No Annual Fee
- $0 Fraud Liability Guarantee
- Up to 5% Cashback Bonus
- Easy Online Account Management Tools
- Build Your Credit
Current by Discover®Prepaid Debit Card for Teens
- Debit Card for Teens with built-in parental controls
- Set daily, weekly, and monthly spending limits
- Free Direct Deposit for parents & teens
- Free deposits from credit card or bank account
- $0 fraud liability guarantee
- Withdraw cash at ATMs
- No minimum balances, loading fees, or credit check
Facecard Prepaid MasterCard® for Students
- No annual, activation, or monthly fees!
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs
- Instant access to funds and allowances
- Have funds deposited directly onto your card-anyone can put money on your Facecard Prepaid MasterCard
- Use it to give a gift or get a gift
Citi ForwardSM Card for College Students
- The credit card that rewards you for good behavior
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
- 6,000 bonus points after $50 in purchases are made within 3 months of account opening
- 5,000 bonus points when you sign up for paperless statements within 3 months of account opening
- 5 rewards points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
- 0% APR for 6 months on purchases and balance transfers
Citi® mtvUTM Platinum Select® Visa® Card for College Students
- 0% APR* on Purchases and Balance Transfers for 6 months
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points every month when you pay on time and don’t go over your credit limit.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
- Redeem points for gift cards, travel, electronics, music and more.
- No Annual Fee
Many parents are skeptical about providing credit cards to their young kids. However, student credit cards are wonderful tools in establishing an early credit history. With the right guidance from their parents, students can use their credit cards to their advantage while avoiding bad debt.
Is business credit card helpful?
Yes. That is true at least for most businesses (especially small businesses). Before we delve deeper into how business credit cards are helpful, let’s try and understand what a business credit card is.
1. Put up the business just we say small business and register with a credit card with the name of your business than a personal. All your expenses should be from your business credit cards. For example: You loan from the bank for your business. Time to time you will earn and revenue from your business and you can pay or deposit the earnings from your business to you personal credit cards. When it times to loan, business credit card owner is higher the amount to loan than a personal.
2. Put simply, a business credit card is a credit card that is owned by a business and not an individual. To understand this better, you can simply draw an analogy between the business credit cards and business bank accounts, which are in the name of the business as well. Other than that, business credit cards work in pretty much the same fashion as the personal credit cards; with a few exceptions. These exceptions are in the form of flexibility in credit limit, low APRs and some other additional benefits that are available to business credit cards only.
Even from just that, business credit cards seem a good proposition. However, business credit cards would be attractive even without those benefits because the main benefit lies elsewhere. The big-big benefit from a business credit card is realized in terms of business expense accounting. For most small businesses, business expense accounting is a big overhead. With business credit cards, this is handled very easily – you just have to ensure that you make all your business expenses on your business credit card and let the personal expenses be on the personal credit card i.e. segregation of business and personal expenses is all you need to do. So the bill for your business credit card will have all the business expenses on it and you wouldn’t need to collate all the various bills or sort out the items from your personal credit card bill. The key here is to make sure that you use your business credit card for all your business expenses (or as much as you can). Moreover, a lot of business credit card suppliers realize this need of small business and even organize the business credit card bills in a way that meets the accounting requirements of these businesses. So mostly, they will appropriately group the expenses on the business credit card bill so as to facilitate business expense accounting. In fact, some of the business credit card suppliers go to an extent of providing the bills in a format that can be downloaded and exported to an accounting system i.e. you don’t need to enter the data manually in your accounting system. In case the format is not suitable for your accounting system, you can hire a software professional to write a small quick program to convert it into a suitable format.
Thus just one reason - facilitation of business expense accounting, is enough to support the case of small business credit cards.
Credit Card in Online Shopping
Shopping is made easy today in our area or on online. As many shopping stores have set up today. Online shopping has made people’s life easy. People can get their required things by just going to this shopping website. They can buy the things by credit card, debit card, paypal or by any other means. Dixya is one of the online shopping stores set up online recently. They have been online to provide great support, service to people. They have provided products which are available on other stores. For example if you select a product you will be taken to other store where the product is available to buy. You have to make a payment there in order to get your product. Those products are available at very big and famous stores.
You my register in online shopping cart website to order those products. You can collect and select products what you want and payment via online credit card or debit card. Your products will delivered in your area or your contact address where to send it. Your product will delivered and arrived in your home it depends on the delivery schedule. Some online shopping cart will accept credit card / debit card like Master Card, Visa Card and etc…
Credit cards
I am using credit cards and it giving some headaches for the payments. How can I reduse this problem coz it sometime usefull