Tips on Credit Card Safety..

It is difficult to make sure no one gets hold of your credit card details, if your credit card has been stolen or misused then it can be an unnecessary hassle.
How you can avoid credit card fraud:
–When using your credit card in a restaurant or a shop, make sure you have your credit card in sight at all times.
— Always destroy appropriately any credit card transaction slips which bear the credit card number.
— Do not write your card pin number down, try and remember it if possible.
— When making a purchase make sure you confirm with the retailer the amount being taken from the credit card.
— When you receive your credit card statement it is always a good idea to see if purchases made that month match the statement. Sometimes when the transaction is not electronic, mistakes can be made quite easily, the retailer could have easily typed in the wrong data.
— Don’t give your account number over the phone unless you’ve initiated the call. If you’ve dialed a wrong number, don’t give it out at all.
— Never have more cards than you need. While it is always advisable that you have more than 1 credit card, in case it gets lost, you should never have more credit cards than you actually need to use. The principal reason why this is the case is because it becomes harder to keep a track of which cards you have and where you have kept them with the more cards you have.
—Make a list of card numbers, expiration dates, and the toll-free numbers of your credit card companies. Keep this record in a safe place, separate from where you keep your cards. Use this information if you ever have to report your cards lost or stolen.
–Make a list of card numbers, expiration dates, and the toll-free numbers of your credit card companies. Keep this record in a safe place, separate from where you keep your cards. Use this information if you ever have to report your cards lost or stolen.
— You will want to have a list of your credit card information and phone numbers for card issuers in the event they are lost or stolen